Per March 1, 2021, Bank Indonesia will relax the Loan to Value / Financing to Value (LTV / FTV) ratio of property loans to 100%. This means that consumers can apply for property ownership credit (KPR / KPA) with a DP (Down Payment) of 0%.

There are several types of property included in this policy, namely landed houses, flats / Apartments, and shophouses. With this policy, more and more people have the opportunity to own property in Indonesia.